Here's a list of questions to help you choose the right loan solution for you:

• Mortgage Payments Too High?
• Want Lenders to Stop Calling?
• Owe More Than Your Home is Worth?
• Mortgage About To Re-Set and You Cannot Afford the Skyrocketing Rate?
• Want to Sell Your House But There is Not Enough Equity?
• Want to Avoid or Stop a Foreclosure and Get a Fresh Start?
• Want to Know Your Options?
  

Specially trained HELP has arrived!




Lily Zukowski, Licensed California Realtor and Certified Distressed Property Expert (CDPE)
American Dream Realty
1041 41st Ave
Santa Cruz, CA 95062

Direct: 831.566.2144
Fax: 866.860.2470
lily@lilyzukowski.com.com


I'm not going to ask you for any money and I wouldn't recommend that you work with anyone that wants to be paid up front. If I can help you get a loan modification, I'll do it free of charge! I want to help as many homeowners, as I can, stay in their homes and they will be my best advertising for my real estate practice. Here is the link for the government's new loan modification program. http://www.makinghomeaffordable.gov/  

If I help you with listing and closing a short sale property, closing costs and real estate commissions are normally paid by the lender.

Some of the items we'll discuss:

• Can I get a Loan Modification?  
• What is a short sale?
• Why is it better than a foreclosure?
• Why would a lender accept a short sale?
• The criteria for a short sale.
• Alternatives to foreclosure other than a short sale.

Please feel free to call or email with any questions that you might have.  I'd be happy to answer them with no obligation.

Time is of the essence.  Do not procrastinate if you anticipate problems going forward.  The more time I have to help you, the better the outcome.  Contact me today!